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Bank connections

Every bank you use, in one overview.

Connect the accounts you already have. Balances and transactions arrive read-only, under PSD2, and sit next to your Paygoro account.

  • 2,500+ European banks
  • Read-only, revoke any time
  • Synced through the day
MMeridian Studio B.V.Workspace
HomeAssistant
Banking
AccountsTransfersTransactionsForecast
Workflows
InvoicesBill pay
Accounting
Contracts
Workspace
Activity log
Find anything…⌘K
All entities1J
Accounts
Total balance
€184,250.00€202,670.33

+€10,983.67 (+6.3%)+€29,404.00 (+17.0%)since Jun 29

Money in
€64,210.00
Money out
−€53,226.33
Linked banks synced 2 minutes agoLinked banks synced just nowRefresh
30 days90 days12 months
€210K€180K€150K
Jul 1Jul 15Aug 1Aug 15Sep 1Sep 15
Accounts45
Add account
Open a Paygoro accountA business IBAN with SEPA payments and cards.Connect an external bankImport balances and transactions read-only.
AccountIBANLast 90 daysBalance
Paygoro business account3€160,240.00
p
OperatingPaygoro Account
NL91 •••• •••• •• 4300
+€21,732.60
€121,840.0066% of total60% of total
p
Tax reservePaygoro Account
NL57 •••• •••• •• 4318
+€9,860.00
€38,400.0021% of total19% of total
p
PayrollPaygoro Account
NL23 •••• •••• •• 4326
+€24,120.00
€0.000% of total0% of total
Linked banks12€24,010.00€42,430.33
ING ZakelijkING
NL02 •••• •••• •• 4567
+€1,204.00
€24,010.0013% of total12% of total
RabobankRabobank
NL44 •••• •••• •• 6789
+€2,412.80
€18,420.339% of total
Connect a bankMeridian Studio B.V.
Read-only access. Paygoro never sees your bank credentials and you can disconnect anytime.
Type a bank nameNetherlands (NL)
Popular banksINGvia Enable BankingConnectRabobankvia Enable BankingConnectABN AMROvia Enable BankingConnectbunqvia Enable BankingConnect
Open a Paygoro accountEUR · BusinessDon’t see yours?Try another country, or contact support.
p
Connecting to Rabobank…
Redirecting to your bank…
You’ll come back here after authorizing.
Read-only access. Paygoro never sees your bank credentials and you can disconnect anytime.
Bank account linked

Connect in a few minutes

Pick your bank, approve the connection in your own banking app, and the last months of transactions are in Paygoro before you are back.

  • Business and personal accounts
  • Several banks, one consent each
  • Renewed from the dashboard
Connected banksRead-only, under PSD2
ING ZakelijkSynced 2 min agoRevoke
RabobankSynced 2 min agoRevoke
bunqConsent renews 4 NovRevoke
2,500+ banks across EuropeConnect a bank
AccountsEvery balance, one number
€184,250.00
OperatingPaygoro, EUR
€121,840.00
Tax reservePaygoro, EUR
€38,400.00
PayrollPaygoro, EUR
€0.00
ING ZakelijkConnected, read-only
€24,010.00
RabobankConnected, read-only
€0.00

Every balance as one number

Your Paygoro accounts and your connected banks add up on the dashboard, so the question is answered before you ask it.

  • Per account and in total
  • Cash in and out this month
  • Upcoming outflows from every source

Matched on arrival

A bank line that pays a bill closes that bill. One that pays an invoice marks it paid. The rest are categorised and wait for the books.

  • Bills and invoices matched by reference
  • Duplicates caught
  • Nothing moves in the connected bank
ReconciliationBank lines matched on arrival
0 to review
Noorderlicht Advies B.V.Invoice 2025-0142
+€5,566.00
VattenfallBill INV-40921
€412.00
Hetzner Online GmbHContract, hosting
€214.60
NS InternationalCard, receipt matched
€67.20
2,500+
European banks connect
0 payments
ever leave a connected bank
1 tap
to revoke a connection

Also on Paygoro

  • Business accountsYour own EUR IBANs, opened in days
  • See cash before it movesEvery balance and commitment as one number
  • BookkeepingCategorised, VAT-coded, posted to your books

Questions about bank connections

Still something unanswered? Write in from the dashboard. A real human on the team replies.

Can I use Paygoro without opening a new business account?

Yes, and plenty of teams start that way. Connect a bank you already use and Paygoro pulls the balances and transactions into one overview, then handles bills, categorisation and reconciliation on top of it. The free plan covers one connected bank and 10 bills a month, with no card on file. Paying those bills from Paygoro is what needs a Paygoro account.

What can Paygoro see and do in my linked banks?

Linked banks connect read-only under PSD2. We read balances and transactions to build your overview, we never move money in them, and you can revoke a connection from the dashboard whenever you like. Payments only ever leave a Paygoro account.

How fast can I actually start?

Signing up and connecting your first bank takes a few minutes, and your transactions are there as soon as the first sync finishes. A Paygoro account takes longer because it is a real bank account: verification takes one to two business days for most companies, and the IBAN is live the same day we approve it.

Less admin.
More runway.

Bills, books and banking handled in one place. Start free with the bank you already have.

Free to start, no card needed.
A founder reading on a laptop under a warm lamp
Paygoro

The business account that closes the books. Built in Amsterdam.

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Paygoro business accounts, IBANs and SEPA payment services are provided through our regulated European banking partner. Account data from connected banks is retrieved under PSD2 with your explicit consent, and can be revoked at any time.

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