Ten seconds, not tomorrow
SEPA Instant reaches any bank that supports it in seconds, day and night. Credit Transfer covers the rest.
- Instant by default where possible
- Scheduled for a date you choose
- Confirmation with the bank reference
Payroll in one batch
Upload the list or reuse last month's. One approval sends every transfer, and the batch posts as one entry.
- Reuse a batch next month
- Per-line references
- Salaries category applied
Rules above any amount
Set who signs off above which amount. Anything under it goes straight out, anything over it waits for the right person.
- Per amount, per account
- Two approvers where you need them
- Every payment logged, who and when
- 10 seconds
- for SEPA Instant to land
- 1 approval
- sends a whole batch
- 24/7
- including weekends
Also on Paygoro
Questions about payments
Still something unanswered? Write in from the dashboard. A real human on the team replies.
What happens once an invoice has been read?
Paygoro matches it against your bank transactions. Anything already paid is closed out, and the rest queue for one approval. Approve a bill and the SEPA payment goes out from the Paygoro account you pick, with the original PDF kept alongside it.
Where does my money sit, and who regulates Paygoro?
Money in a Paygoro account sits with our licensed European banking partner, in safeguarded accounts, separated from operating funds and protected under EU regulation. That partner issues your IBAN and is supervised by its home-state regulator. Paygoro builds the product on top of those rails.
Who can open a Paygoro business account?
Companies legally registered in the European Economic Area, with at least one beneficial owner who can complete identity verification. We support most common legal forms: BV, GmbH, Sàrl, Oy, S.L., and others. What you get is a dedicated EUR IBAN in your business name, so it works like any other business account: invoices, direct debits, payroll.
Less admin.
More runway.
Bills, books and banking handled in one place. Start free with the bank you already have.
